US business bank account for
global entrepreneurs
A fintech designed for digital entrepreneurs growing
e-commerce or tech companies in the United States.
*FIDIC-INSURED
Your funds are insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
VISA DEBIT CARD
Virtual and physical debit cards are accepted in 50+ million locations and ATMs all over the world.
NO SSN REQUIRED
Don't have SSN or ITIN? No problem, apply with your passport!
CLIENT SUPPORT
Online support in English, Spanish, and Portuguese.
Globalfy banking is only available to Globalfy Business Formation clients. Do you already have a company and are not yet our client?
Get an American business bank account online
A full *FDIC-insured banking service for your company in the United States. Your funds are insured up to $250,000 through Blue RidgeBank, N.A.; Member FDIC.
No minimum initial deposit, no maintenance fee, free Visa debit cards, free ATM access, and free ACH (Sending & receiving).
All applications go through an approval process. Our team will contact you once your information is reviewed and let you know the next steps.
- 100% Online Processing
- No SSN Required
-
Approved in 1 business day
All applications are subject to approval.
- Instant Virtual Debit Card
- Physical International Visa Debit Card
- Global ATM Network
- Business Compliance Calendar
- Over $200,000 in discounts and benefits
- Support in English, Spanish, and Portuguese
The Globalfy banking app is live
Your transactions, cards and payments in one place. And always with you!
Globalfy Simple Fees
*FDIC Insured
Your funds are insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
*All applications are subject to approval.
Other Business Bank Accounts
*FDIC Insured
Your funds are insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
Payout and payments
Receive payments from Amazon, Stripe, PayPal, marketplaces and credit cards.
International payments
Use Wise or any other remittance company to send money to or from your bank account.
Visa debit card
Use your Globalfy Visa debit card in any merchant around the world that accepts Visa cards.
100% online
No need to go to branches, travel to the US or send documents by mail.
What you need to know
Is an SSN required to open my bank account?
No, we accept entrepreneurs based in the U.S. and abroad. You can apply for a Bank
Account without an SSN or ITIN.
What documents do I need to apply?
You need to have an LLC or Corporation entity established and active in the U.S., as well
as provide your state registration document, EIN letter, a U.S. address, and a valid
passport or American driver’s license for all members of the company that control over
25% of the business.
Does Globalfy also open personal bank accounts?
Not yet, but we will soon. If you want to stay informed about the launch of Globalfy
personal bank accounts, follow us on LinkedIn.
I have already applied for a business bank account, how long does it take for it to be approved?
Once we receive your application, and if no additional documentation is required, your
account will be approved in 1 to 3 business days. Otherwise, our team will get in touch
with you and let you know the potential timeframe.
Can I open my Globalfy business bank account from any country?
Globalfy is not able to open bank accounts or provide business services to residents from
Afghanistan, Belarus, Burundi, Cuba, the Central African Republic, Congo, the
Democratic Republic of the Congo, Iran, Iraq, Lebanon, Liberia, Libya, Nepal, Nicaragua,
North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, United Arab Emirates,
Yemen, or Zimbabwe.
Do I need to travel to the United States?
Absolutely not! Globalfy is a banking solution with no branches. The process is
completed directly from our website.
Will my bank account be available as soon as I open my US business?
Your business bank account application will still need to go through our approval
process before being officially set up. After you have the business formation documents,
the process can take up to 3 business days.
What industries do you serve?
At this time, we only provide banking services for E-commerce, D2C Brands, and Online
Sales of Physical Products; Startups, SaaS, Technology Services Providers, Marketing
Services Providers, Freelancers, Online Services, and Digital Goods; or companies
established to manage Investments in the U.S. Stock Market.
Does Globalfy banking integrate with Shopify’s online sales platform?
You will be able to receive your payments from Shopify or any other shopping
cart/checkout on your Globalfy banking account. Although, there is no need for
direct/native integration with Shopify and/or any other e-commerce platform.
Can I use my debit card in any country?
Your card cannot be used in Belarus, Bosnia and Herzegovina, Burundi, the Central
African Republic, Cuba, the Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya,
Mali, Nicaragua, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria,
Ukraine, Venezuela, Yemen, United Arab Emirates, Zimbabwe.
What is the approval process to get my bank account?
Our compliance team will check if all the documents sent are in order and if all the
requirements are met to open your business bank account.
After reviewing your application, our team will get in touch with you and take you
through the next steps of the process.
What sectors do you not serve?
These are the business sectors we don’t work with:
Adult entertainment
ATM operator
Cryptocurrency or NFTs
Currency exchange
Debt collection or consolidation
Decentralized Autonomous Organization (DAO)
Direct market/telemarketing
Gaming/gambling
Money services business (MSB)
Nutraceuticals
Payday lenders
Promotion of racism or bigotry
Sales of weapons/firearms
Sale or distribution of marijuana, cannabis, or CBD products
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Your funds are insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
The information offered on this site may not be considered legal advice, but information in the public domain.
Globalfy is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A; Member FDIC. The Globalfy Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Your funds are insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.